Finance with Smith Interiors | Smith Interiors
Finance

Financing your home improvements

Spread the cost of your NEW fitted interior over 5, 7 or 10 years with Vendigo Finance*

Flexible Low Cost Finance Now Available at Smith Interiors

At Smith Interiors, we believe that luxury design should be within reach. That’s why we’re Now Offering Flexible Finance options to help you spread the cost of your new kitchen, bathroom, or bedroom - without compromising on quality or service.

With fixed monthly payments and a competitive 10.9% APR Representative, you can invest in a space that’s beautifully designed and expertly installed, while managing your budget in a way that suits you.

Finance is subject to application, your financial circumstances, and borrowing history. UK residents only, aged 18+, terms and conditions apply.

1. Spend a minimum £1,000 and above
2. Maximum 50% deposit
3. Minimum finance amount after deposit £1,000 and above

Flexible Finance Made Simple with Smith Interiors

Planning your dream kitchen, bathroom or bedroom is an exciting step – and our finance calculator makes it easier than ever to explore payment options that work for you. Whether you’re considering a full renovation or a smaller update, this tool allows you to adjust the purchase amount, deposit, and repayment term so you can see how your project could fit comfortably within your monthly budget.

You’ll get an instant breakdown of your estimated monthly payments, total repayment and cost of finance – helping you make informed decisions without any obligation. It’s a straightforward way to understand how flexible finance could help bring your vision to life and spread the cost over time, rather than paying for everything upfront.

We offer finance over 5, 7 and 10 year periods, giving you the flexibility to choose a term that feels right for you. A shorter term means you’ll pay the balance off sooner, while a longer term can reduce your monthly payments and free up budget for other priorities. The calculator lets you compare these options side by side so you can quickly see the difference in monthly cost and overall repayment.

Once you have explored the figures using the calculator, our team can talk you through the next steps and answer any questions you may have. The illustration you see online is a guide only, but it is a helpful starting point for planning your project and understanding what is possible. When you are ready, we can arrange a tailored quotation in the showroom or online and discuss your chosen design, budget and finance options in more detail.

Representative example

  • Cash Price £20,000
  • Deposit £5,000
  • Loan Amount £15,000
  • APR representative 10.90%
  • Term 60 months
  • Fees none
  • Cost of Finance £4,299.96
  • Total Amount Payable £19,299.96

Speak to our team today

To learn more about how we can help with your financing, please contact us on:

*Financial Information

Best Designer Limited (FRN: 1050888) are an appointed representative of Koze Group Ltd, a credit broker not a lender. Koze Group Ltd are authorised and regulated by the Financial Conduct Authority (FRN 811281) registered in England (08357963). We offer finance products from a panel of lenders. Credit subject to age and status.

For Any Financial Services Our Complaints Procedure Is Here

For details of our complaints procedure regarding our financial services, please follow this link: https://www.hiber.com/complaints